Top 5 Killers of Young People
Young people often feel invincible, but there are many things that can cause their lives to end early. The older you get, the more likely you are to get chronic or acute health conditions that can prove fatal. For young people, however, accidents and intentional injury are more likely causes of death. That’s why it’s important to take out a health insurance policy no matter how young you are, so your loved ones are protected in the unlikely event that something happens to you. If you research available policies based on your family makeup and find the cheapest life insurance quote available, you can make insurance an affordable part of your yearly budget.
Consider the top five causes of death for people aged 25 to 44 and you can see that having a life insurance policy is important for even young families. These figures come from the January 2012 U.S. National Vital Statistics Report, based on 2010 data:
1. Accidents. The most deaths among 25- to 44-year-olds were caused by accidents. Motor vehicle crashes made up nearly half of these accidents. Every time you get behind the wheel of a vehicle you are exposed to other drivers, possible road and weather hazards and other things that can cause a fatal accident.
2. Malignant neoplasms. A neoplasm is an abnormal growth in the body that continues to get worse. One that is malignant is cancerous. Malignant neoplasms can continue to grow and metastasize and eventually kill the patient.
3. Diseases of the heart. One of the most common is cardiovascular disease, the narrowing and blocking of the blood vessels that can cause a heart attack or stroke.
4. Suicide. More people aged 25 to 44 and even 15 to 24 kill themselves than do people 45 to 64.
5. Homicide. Being assaulted and injured to the point of death is more common among people younger than 45.
Life is full of uncertainties, but there are things you can do to take control of how they affect your family. Monitor your health and get regular checkups so any cancers or diseases are caught early. This will make survival much more likely. Take steps to live a heart-healthy lifestyle to avoid cardiovascular disease. Eat a low-fat diet with plenty of fruits and vegetables and incorporate an exercise regime into your weekly schedule. If your doctor finds risk factors for heart disease, follow his advice on how to manage them. Practice safe driving techniques to reduce the chance of being hurt in a car crash.
Finally, take the time to find the cheapest life insurance quote and take out a life insurance policy to protect your loved ones no matter what happens. Combining lifestyle changes with a good insurance policy is the best way to take care of yourself and your family.